Plain and Simple, you've found us because
we know how to market our Listings,
everyday
we see where homeowners list their
homes
with high commissioned companies...thinking
that their going to get the best exposure
and service available to them. But
they often
find out 30, 60 even 90 days into the
listing
period that, Not Much Has happened. maybe One Picture was put on the MLS to
sell your home, no Virtual Tours, no
Custom
Brochures and no advertising. How are
Buyers
to know what your home has to offer?
We promote
and Sell St Louis and St Charles Missouri
homes everyday
You hire an Agent to get Results...and
we
Guarantee Results
15 Minutes to Savings...Give us a call at (314) 378-8287 we'll meet you in your home. We'll evaluate
your homes value, your needs and suggest
the best commission rate and Selling
Price
for your Home. We are Flexible, we want to help!
We'll put together a Marketing Program
to
get your home in front of Buyers. With 5 Interenet Web Sites, Custom Full Color Property Brochures, Open House DVD's, and our Toll Free Home Buyers Hotline Number
with a extension to Feature your Homes
Options
and Price. (Test it out now by calling
888-327-1644 Ext. 9009). Plus our Home Feedback System that will keep
you informed. Any updated information
on
showings will be listed automatically
for
your viewing.
When listing your home with Roland & Linda Hauhe (Hoy) your "Listing Agents" We will meet with you & discuss how
we will aggressively market your home
with
our strong marketing plan that will
sell
your home FAST. We will have you point out things in your
home that you think will appeal to
a buyer
& we will highlight those items.
We,
you & I will then make well-informed
decisions in determining pricing of
your
home to get it SOLD in the least amount of time. We will keep
you informed of market changes that
might
impact the sale of your home. We will
arrange
for Open Houses at your convenience.
We will
promote your home to other agents &
buyers.
We will represent you in all negotiations
& help get you the best possible
price,
in the least amount of time, with the
best
possible terms! Most Homes Sold in 28 Days or Less! We'll stay by your side until you have closed
on your property. This is our commitment to you!
Answer a few
questions (Click Sellers Home) and we will be in contact with you within
24 hours. All fields are optional
except "E-mail" & "Name",
however the more information we have
the
better we can assist you.
If you would like to speak with us
right
away please call my direct line
(314) 378-8287
See How Easy it is to put together your Real Estate Puzzle
---We work for you through Prudential Patterson REALTORS® located in O'Fallon, Missouri. Serving St.
Louis or St. Charles metropolitan areas.
Our high energy,
strong negotiation skills & attention
to detail have consistently put us among
the top 10-20 agents in the area. Also our
strong marketing skills & hard work will
exceed your real estate needs while utilizing
the latest technology. The key to our success
is, We believe that you deserve personal
service & attention.
We're so positive that you'll be so happy
with our performance that we'll offer a Satisfaction Guarantee. If we do
not Market your home better than any
other
agent in town and we do not do what
we say
we'll do and your not completely satisfied.
We'll refund our portion of the commission.
It's that Simple. Our List, Show, CLOSE, "it's that simple!" policy will stay intact we promise.
Help you set the listing price
-Starting with a good price is the
first
step for a successful sale. We can
help determine
the asking price by looking at comparable
homes in the area.
Make suggestions on repairs and renovations
-We know what buyers look for when
they tour
a home. An agent can turn an objective
eye
on your home and tell you what problems
stick
out and what changes you should consider
making.
Screen Potential Buyers
-We can help screen buyers to help
determine
which buyers are really interested.
Help qualify buyers
-You want buyers who are really looking
for
a home, and you also want buyers who
can
afford your home. We can financially
prequalify
the buyers to be sure they can afford
your
home.
Market the home
-We will add your home information
to the
Multiple Listing Service (MLS), a computerized
collection of all listed homes. Other
agents
use this service to find matches to
their
buyers.
Handle negotiations
-We are adept at negotiations and can
keep
the deal alive. We have the resources
to
show the buyer the true market value
of your
home.
Oversee the closing process
-We will help you manage the final
hurdles
up to and including the closing. We
can also
help spot any red flags and resolve
any glitches
that pop up.
Don't get carried away
-The most cost-effective improvements
are
to the kitchen or bathroom. For instance,
if you convert a one-bathroom home
into a
one-and-a-half bathroom home, you'll
expand
your market of possible buyers. It's
better
to leave the extensive remodeling to
the
buyer.
-Be sure to "undecorate" your home.
You want the buyer to focus on the home,
not on the way you've decorated it. Remember,
you aren't striving for a home that looks
lived in, but one that looks ready to be
lived in.
Hire professional cleaners to do the
initial,
thorough scrubdown.
-Cleaning your home in preparation
for selling
it is an ongoing process. This will
ensure
that the home is in tip-top condition.
If
a home looks well-kept and clean, buyers
are more apt to think it also has been
well-maintained.
What repairs should you make?
-As you review the repairs on your
list,
first decide which ones really need
to be
made. If you notice, for instance,
that the
roof needs to be repaired, you can
choose
to have it repaired and pay for the
new roof.
Or you may note that the roof needs
to be
repaired and then price the home accordingly.
You should submit this estimate with
your
disclosure statement. This way, the
buyers
will know that you are being up front
about
the problem if you acknowledge it right
away
instead of later when the problem turns
up
during inspection.
Collecting Information
(the buyer will be interested not only
in
how the home looks, but also in the
maintenance
and upkeep of the home.) Collect the
following
information:
Depends on where you live
-Since 1984, most states have passed laws
requiring the seller to tell the buyer about
any substantial defects that the seller knows
about. If disclosure is required, you should
do so before the buyer makes an offer.
We'll provide a seller(s) disclosure form
that conforms to MO Law.
-Basically, you must disclose any physical
effects that would change the buyer's
assessment
of the property value. What about stigmatized
properties? If the home is believed
to be
haunted or someone has been murdered
on the
property, whether you have to tell
the buyer
or not depends on the state.
The Closing
(The closing may be held at the title
company,
attorney's office, escrow company,
lending
institution, or county courthouse,
depending
on local custom).
What the Buyer Has to Do
-Most of the preclosing work falls
to the
buyers. The buyers usually have to
obtain
financing, get insurance, and meet
any other
requirements of the lender. The buyers
will
also schedule a home inspection sometime
before closing.
What You Have to Do
-There are a few important things that
you
will need to do at closing. Usually
a termite
inspection will be required. Most lenders
will not approve the loan unless this
inspection
has been done.
-You may also need to have a title
search
done on the home. This is a search
of the
ownership history of the home, and
will uncover
any outstanding claims against the
property.
-An escrow agent, title agent or attorney
will need to be hired to help handle the
closing. They will make sure that all documents
are signed and that everything is in order
for the sale to happen. We will be able to
recommend someone to you.
Real Home Value Not Found Online
Appraisers are cautioning consumers to be aware of the difference between online home valuation services and an eyes-on, hands-on appraisal.
Internet home valuation sites, such as the recently-launched Zillow.com, and older sites like HomeGain.com and Domania.Com provide an estimated value of residential property based on information available largely from public records, but also other sources.
While the valuations can be a handy house-to-house comparison tool, a source for past sales prices or as a guesstimate of home value growth, they won't pass muster with lenders who need a certified appraisal to grant a home loan.
They also aren't reliable enough to use to set a sales price.
That's because they can't pinpoint a specific home's current value.
The sites use computerized data crunching tools called "automated valuation models," or AVMs. The crunching typically begins with public records -- tax assessments, deeds, demographics, property characteristics and sales price trends, but can also include data from mortgages, multiple listings and appraisals.
AVMs run an address and ZIP code through mathematical models to compare the home with others recently sold in the same area. Historical trends may be considered and some of the most sophisticated can take into account a home's unique characteristics -- number of bedrooms, baths, etc. -- and compare it with similar properties.
The results can vary widely, however, because:
Each site interprets data differently.
The websites don't all use the same pool of data.
There's lag time before a sale is available as a public record that can be used in the data pool and those lag times vary from state to state and even from individual filing to individual filing.
In some states property records are not available to the public.
The Los Angeles Times recently reported that each of three online AVMs came up with a different valuation for one five-bedroom Pasadena, CA home. The valuations ranged from $351,177 to $700,000 and two of the valuations were value ranges, not specific values.
Such a value spread is of questionable use, especially if you are trying to set a home's sales price.
Even real estate agents' "comparable sales" or "comps" go further.
Real estate agents use comps to set sales prices. Whenever possible, comps are culled from the most recent sales and listings in the same neighborhood as the house due to put up for sale. Typically the data is obtained from the local multiple listing service. The data can be insider information available only to real estate agents, including data that hasn't yet been filed as a public record or data that may not make it to public records. Comps are also homes as similar as possible to the home being valued, in terms of age, size, features, number of rooms, even floor plan and lot size.
An appraisal goes even further and can include a visual inspection to account for factors even comps can overlook, including recent upgrades, modernized appliances, floor-plan utility, and the age and condition of not just the home, but specific areas in the home such as a basement or detached garage.
"Internet valuation sites lack the experience and judgment of a professional appraiser," said Don Kelly, a spokesman for the Appraisal Institute.
"They only give users a 'ballpark figure' of what their home is worth rather than a well-researched and unbiased opinion of value," Kelly added.
Using AVMs to set real prices or value is a lot like expecting a word processor to crank out a writer, tax software to generate accounting prowess or a blog to conjure up a journalist.
The real danger said Appraisal Institute president Richard Powers, "... is that someone will make a real estate decision based on the site rather than getting someone to perform an actual appraisal. A free Internet valuation might be adequate if you want a quick estimate, but when making decisions about your largest investment, there is no substitute for an appraisal."
Related Articles:
Cendant Real Estate Services President Richard Smith Speaks Out
Zillow UnderZestimates The Real Estate Industry
Zillow's Segway Into The Real Estate Business
Why You Should Charge For CMAs
NAR Urges Greater Disclosure of Home Valuation Methods
Written by Broderick Perkins
March 1, 2006
888/327-1644 ext. 9009 Home 636.300.1644
Mobile 314.378.8287 Fax 636.379.6911
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Matters
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